Laqfiz

Committee rules worth agreeing before the first payment

Nobody wants a contract between friends. But a page of plain rules, agreed before anyone has paid anything, is not a contract — it is a way of never having the argument.

Short answer. A committee agreement needs six things: the monthly amount, the due date, the turn order, what counts as late and what follows, what happens if somebody leaves, and who decides when something is unclear. Agree them before the first payment, in writing, where everyone can see them.

The six that matter

1. The amount

One figure, the same for every member, every month. Committees that allow different amounts for different members stop being committees and become bookkeeping.

2. The due date

A day of the month, between the 1st and the 28th so that every month contains it. State whether the deadline is the end of that day.

3. The turn order

Written before the first collection, and not changed except by swap between two members who both agree, announced to everyone.

4. Late, and what follows

Two questions: when does a payment become late, and what happens then. A workable answer: late after the due date; a reminder the next day; after two consecutive missed months the member's turn moves to the end of the order.

5. Leaving

Somebody who has not yet taken the pot can usually leave and be refunded what they have paid, at the end of the current month. Somebody who has taken it cannot leave without settling — and that should be written down before anyone takes anything.

6. Who decides

Name the organiser, and name one other person. Anything unclear is decided by the two of them together, and announced.

Wording you can copy

This committee has [10] members. Each member pays PKR [5,000] on or before the [5th] of every month, for [10] months. Each month one member receives the full pot, in the order agreed on [date] and recorded with these rules. A payment not received by the end of the due date is late; the organiser will send a reminder the next day. A member who misses two consecutive months moves to the end of the turn order. A member who has not yet received the pot may leave at the end of any month and be refunded what they have paid. A member who has received the pot may not leave until the committee ends. Anything not covered here is decided by [organiser] and [second name] together, and told to everyone.

Where to keep it

Wherever the record of payments lives, so that the rules and the evidence are never in two different places. In Laqfiz, this goes in the community description, which every member sees when they are invited and can re-read at any time.

Common questions

Does a committee agreement need to be legally binding?

It does not need to be, and between friends it rarely is. Its value is that everybody agreed to the same words at a time when nobody was upset.

Can rules change mid-way?

Only by agreement of everyone, and only for months that have not happened yet. Changing a rule retroactively is how a committee loses its members.

Laqfiz is free, and runs in your browser Start a community, invite the people in it, and every payment leaves a receipt everyone can see. No card, no download unless you want one.

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